Reference

How lotarisambad Protects Your Personal Data

Q: Can I request a full copy of the data lotarisambad holds about me?

Yes. Email privacy@lotarisambad.net from your registered account address and request a data access report. We will compile and send your data within 30 days of verifying your identity, in line with standard data subject access procedures.

Q: How do I ask lotarisambad to delete my personal data?

Send a deletion request to privacy@lotarisambad.net. We will delete records that are not required for legal, regulatory or fraud-prevention purposes and confirm the deletion to you in writing within 30 days of receiving your verified request.

At lotarisambad, we take the privacy of every account holder seriously — this page tells you exactly what data we collect, why we collect it, and the rights…

Data collected only as neededUPI, Paytm, PhonePe transaction data securedNo sale of personal informationRight to access and correct your dataIndia-focused data practices

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What This Privacy Policy Covers and Where It Applies

lotarisambad Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

This Privacy Policy applies to all personal data processed when you create an account, deposit funds via UPI, Paytm or PhonePe, or browse lotarisambad.net from India. We collect identifiers such as your name, email address, mobile number and payment reference details solely to operate your account

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and fulfil transactions. Data related to UPI and Paytm deposits is retained for the minimum period required by applicable Indian financial regulations. Access to and use of lotarisambad services depends on local law and is available where local law permits. We do not knowingly process data
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from jurisdictions where our services are restricted. By continuing to use lotarisambad.net, you acknowledge that you have read this policy and that your data will be handled as described here.

Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

REACH OUR PRIVACY TEAM

Contact Us About Your Privacy Rights

If you want to exercise any right described in this policy — including accessing, correcting or deleting your personal data — our privacy support team is…

HOW WE HANDLE YOUR DATA

Data Handling, Cookies, Security and Retention Explained

We protect account data through encryption in transit and at rest, and our internal access controls mean only authorised staff can view identifiable records.

Data Collection

We collect only what is necessary: your name, contact details, payment method identifiers (UPI ID, Paytm mobile number) and session logs used to secure your account and process withdrawals accurately.

Cookie Practices

Cookies on lotarisambad.net fall into three categories — essential (session and login), analytical (page performance) and preference (language and layout). You can adjust non-essential cookies from your browser or our cookie banner at any time.

Account Security

Your account password is stored as a salted hash; we never store it in plain text. We also send a verification alert to your registered mobile number whenever a new device logs in, giving you immediate notice of unrecognised access.

Data Retention

Personal data tied to financial transactions — including UPI and PhonePe records — is retained for the period required by Indian financial regulations. Non-transactional data such as marketing preferences is deleted within 90 days of account closure.

Who We Share Data With

We share data only with payment processors (UPI, Paytm, PhonePe gateways), identity verification partners and, where legally required, regulatory bodies. We do not sell or rent your personal data to third-party advertisers.

Requesting Changes

You may request a copy of your data, ask us to correct inaccuracies, or request deletion of records that are no longer required for legal or operational purposes. Submit requests to [email protected] and we will confirm receipt within 72 hours.

Frequently Asked Questions About Your Privacy on lotarisambad

These questions cover the most common things account holders ask us about how their personal information is collected, stored and used. If your question is not answered here, reach out via the contact options in the section above and our privacy team will respond promptly.

We collect your name, email address, mobile number and, where required for identity checks, a government-issued ID document. Payment details such as your UPI ID or Paytm-linked number are recorded only to process deposits and withdrawals correctly.

Payment reference data is retained for the minimum period mandated by applicable Indian financial regulations and is then deleted or anonymised. We do not store complete payment credentials — only the references needed to reconcile your transaction history.

Yes. Email [email protected] from your registered account address and request a data access report. We will compile and send your data within 30 days of verifying your identity, in line with standard data subject access procedures.

Send a deletion request to [email protected]. We will delete records that are not required for legal, regulatory or fraud-prevention purposes and confirm the deletion to you in writing within 30 days of receiving your verified request.

Essential cookies keep your session active and secure. Analytical and preference cookies help us improve page performance and remember your settings. You can disable non-essential cookies through the cookie banner shown on your first visit or via your browser settings at any time.

No. We do not sell, rent or share your personal data with third-party advertisers or marketing networks. Data is shared only with payment gateways like UPI and PhonePe, identity verification partners and regulatory bodies when legally required to do so.

Transaction-related data is kept for the period required by Indian financial regulations after account closure. Non-transactional data, including marketing preferences and browsing logs, is deleted within 90 days of the account closure date being confirmed.

How lotarisambad Protects Your Personal Data

Contact Us About Your Privacy Rights

Data Handling, Cookies, Security and Retention Explained

Data Collection

Cookie Practices

Account Security

Data Retention

Who We Share Data With

Requesting Changes

Frequently Asked Questions About Your Privacy on lotarisambad

01 What personal data does lotarisambad collect when I open an account?

02 Does lotarisambad store my UPI or Paytm payment details permanently?

03 Can I request a full copy of the data lotarisambad holds about me?

04 How do I ask lotarisambad to delete my personal data?

05 How does lotarisambad use cookies and can I turn them off?

06 Will lotarisambad share my data with third parties for marketing?

07 How long does lotarisambad keep my account data after I close my account?

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